Commercial Line

1. Comprehensive Accident Indemnity Rider (CAI Rider): this is an additional policy /rider provided in bundle with basic Life Assurance policies. In addition to the partial/ permanent disability benefit payment, it doubles the amount of benefit payable for the basic group life cover if the insured dies as a result of an accident. Concerning disability, a percentage payable would be determined based on the medical board decision and or the schedule of benefits of CAI rider attached to the policy.

2. Critical Illness Rider:this is a cover provided to a group life policy holder when any member contracting for the first time one of the medical conditions in the policy like heart attack, cancer, stroke... The Company will be contracted to a lump sum cash payment on first positive diagnosis of any of the listed diseases by a registered qualified medical practitioner supported by medical evidence acceptable to the Company.